have you done your pumpkin patch trip already?
Hi MB,
So sorry if I haven't been blogging here for almost a week. I am even thinking of giving you up but of course, I cannot. You see, I have been really busy with things and this blog from among my other blogs is the one that has no direction. Simply because you are a working blog. But, don't worry, I'll make it up to you :). For now, here's my hyper test from Blogthings. Hope you like it.Admin.
You Are 70% Hyper
You have a high amount of energy, but you're not manic about it.
You live a busy, full, and productive life.
You enjoy all sorts of activities, and you approach most tasks with enthusiasm.
You are also naturally social. You have plenty of time and resources to devote to friends.
While you are quite hyper, you do understand the importance of rest.
It's difficult to get yourself to slow down, but when you do, you enjoy it.
10 (More) Reasons You're Not Rich
by Jeffrey StrainWednesday, October 1, 2008 provided by The Street
Many people assume they aren't rich because they don't earn enough money. If I only earned a little more, I could save and invest better, they say.
The problem with that theory is they were probably making exactly the same argument before their last several raises. Becoming a millionaire has less to do with how much you make, it's how you treat money in your daily life.
The list of reasons you may not be rich doesn't end at 10. Caring what your neighbors think, not being patient, having bad habits, not having goals, not being prepared, trying to make a quick buck, relying on others to handle your money, investing in things you don't understand, being financially afraid and ignoring your finances.
Here are 10 more possible reasons you aren't rich:
You care what your car looks like: A car is a means of transportation to get from one place to another, but many people don't view it that way. Instead, they consider it a reflection of themselves and spend money every two years or so to impress others instead of driving the car for its entire useful life and investing the money saved.
You feel entitlement: If you believe you deserve to live a certain lifestyle, have certain things and spend a certain amount before you have earned to live that way, you will have to borrow money. That large chunk of debt will keep you from building wealth.
You lack diversification: There is a reason one of the oldest pieces of financial advice is to not keep all your eggs in a single basket. Having a diversified investment portfolio makes it much less likely that wealth will suddenly disappear.
You started too late: The magic of compound interest works best over long periods of time. If you find you're always saying there will be time to save and invest in a couple more years, you'll wake up one day to find retirement is just around the corner and there is still nothing in your retirement account.
You don't do what you enjoy: While your job doesn't necessarily need to be your dream job, you need to enjoy it. If you choose a job you don't like just for the money, you'll likely spend all that extra cash trying to relieve the stress of doing work you hate.
You don't like to learn: You may have assumed that once you graduated from college, there was no need to study or learn. That attitude might be enough to get you your first job or keep you employed, but it will never make you rich. A willingness to learn to improve your career and finances are essential if you want to eventually become wealthy.
You buy things you don't use: Take a look around your house, in the closets, basement, attic and garage and see if there are a lot of things you haven't used in the past year. If there are, chances are that all those things you purchased were wasted money that could have been used to increase your net worth.
You don't understand value: You buy things for any number of reasons besides the value that the purchase brings to you. This is not limited to those who feel the need to buy the most expensive items, but can also apply to those who always purchase the cheapest goods. Rarely are either the best value, and it's only when you learn to purchase good value that you have money left over to invest for your future.
Your house is too big: When you buy a house that is bigger than you can afford or need, you end up spending extra money on longer debt payments, increased taxes, higher upkeep and more things to fill it. Some people will try to argue that the increased value of the house makes it a good investment, but the truth is that unless you are willing to downgrade your living standards, which most people are not, it will never be a liquid asset or money that you can ever use and enjoy.
You fail to take advantage of opportunities: There has probably been more than one occasion where you heard about someone who has made it big and thought to yourself, "I could have thought of that." There are plenty of opportunities if you have the will and determination to keep your eyes open.
Features:
Follow the way to my heart.
Money is something I always take with me on vacation.
To achieve your goals, you must be patient, pray a lot and work hard.
My other skill is something I'd like you to know about me.
I have a long list of todos over the weekend which includes accompanying hubby's cousin for his regular acne treatment appointment.
HOPE floats.
And as for the weekend, tonight I'm looking forward to pizza dinner, tomorrow my plans include major house cleaning and Sunday, I want to finish my school homework!
New 15-inch Mac Book Pro Specs:
2.4 Ghz or 2.53 Ghz Intel Core 2 Duo
2GB or 4GB memory
250GB or 320GB hard drive
NVIDIA GeForce 9400M + 9600M GT with 256MB or NVIDIA GeForce 9400M + 9600M GT with 512MB
Multi-Touch trackpad
Price: $1,999 - $2,499
I dislike the word CHANGE, I even hate surprises at times.
What is it with Asian countries that they have always been an exciting place to visit.
I could go back here every month.
Anyways, speaking of suit, I happened to chanced upon this My Suit Experience from UpscaleMenswear.com. If you are looking for a made-to-measure suits at off-the-rack prices and FAST turn-around times, visit their site and make an appointment. You can choose the specific style and even the type of fabric to be used. Suits prices start at $495, not really bad for a made-to-order. Check it out now and make an appointment here: http://www.mysuitny.com/make_an_appointment.asp. Who knows that is the Christmas gift your partner or spouse is wishing for.
I am not a big fan of sunrise and sunsets but lately, I have been bugging hubby to watch one from our patio. He said no as it would be too cold for sunset watching these days. Hmmm, maybe I'd do it on my own before winter sets in.
You Are the Mother |
 You have an abundance of love for humanity. You care about all the people of the world. You love helping others more than anything else. You love to be needed. At your best, you unconditionally love people. You are very nurturing. You are a wise and gentle teacher. You are happy to guide anyone who needs your advice or explanations. At your worst, you are controlling and overbearing. You smother people with affection and gifts. And with this attention you give, you are expecting something in return. |
1. When was the last time you lost your temper with someone?
